Browsing: Motor insurance in Kenya.

While all the current talk in the insurance industry is everything about insurance penetration and how it is not happening in Kenya, an illegality continues to be perpetrated raising a very disturbing and pertinent question: could we be holding onto fake insurance certificates?

Legally as will be demonstrated below, certificates are supposed to be issued by insurance companies in Kenya and no other entity. Where they are issued by any other entity, then questions arise as to the legality of the whole exercise.

In The Official Gazette of The Colony and Protectorate of Kenya of November 14,1944 a Bill was proposed to make provision against Third Party Risks arising out of the use of Motor Vehicles.

Section 5, subsection (a) of the proposal states that the policy of insurance must be a policy which,

“is issued by a person who is approved by the Governor, by notice in the Gazette, …