A sense of well-being encompasses a wide range of factors, including access to education and employment, as well as the lack of armed combat or threats Digitization has provided a cheap, secure source of finance to populations in need and improved government transparency in countries where graft and corruption are a huge concern. Technological change has also resulted in increased productivity which has in turn improved African’s standards of living When we think about the quality of life, the first thing that comes to mind is the degree to which an individual is healthy, comfortable, and able to participate in or enjoy life events. A sense of well-being encompasses a wide range of factors, including access to education and employment, as well as the lack of armed combat or threats. It is also relative, subjective and has intangible components, such as spiritual beliefs and a sense of belonging. Rapid digitalization is affecting all aspects of life including the way we interact, work, shop and receive services as well as how value is created and exchanged. This has seen a major improvement in the quality of life across Africa as digitization has provided a cheap, secure source of finance to
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